Is this financial advice?

No. It is a rule of thumb, and the figure is shown with its working so you can see exactly which assumptions produced it. It does not account for tax, pensions, whether a partner would work, or how long your children will depend on you. Any actual decision belongs with a qualified adviser.

Are you going to sell me a policy?

No. We do not sell insurance and are not regulated to advise on it. AssetOrganize helps you keep the documents your family would need, which is a different problem and the one we can genuinely help with.

Which currency should I use?

Your own. The tool does not convert anything, so the result is in whatever currency you entered.

What happens to the numbers I enter?

They produce your result. They are not sold and not shared, and you do not need an account.

How Much Life Insurance Do I Need?

If you died, how much financial support would the people who rely on you need? This free calculator estimates a possible life-insurance coverage target based on your household circumstances. It also shows how your existing cover and available savings may affect the gap.

Start free calculation

Free, about three minutes, and no account needed to see your result.

This is an educational estimate, not personalized financial or insurance advice. Insurance benefits, taxes and legal rights vary by country and policy.

How it works

1Tell us who depends on you and what financial commitments you have.
2See an indicative coverage estimate and how it was calculated.
3Compare with existing protection and review policy and beneficiary details.

Life cover needs check

Question 1 of 11

Does anyone depend on your income?

A partner, children, or anyone you support financially.

Why this matters

Most people have never done the sum

They have a policy from a job or a mortgage, and no idea whether it covers a year or a decade.

The bigger problem is usually claiming

Policies go unclaimed because nobody knew they existed. An insurer is not told when somebody dies.

Beneficiary forms outlive relationships

A nomination made years ago generally stands, whatever a will says afterwards. Almost nobody checks.

We do not sell insurance

There is no product at the end of this, and no number we benefit from you reaching.

Questions

Is this financial advice?: No. It is a rule of thumb, and the figure is shown with its working so you can see exactly which assumptions produced it. It does not account for tax, pensions, whether a partner would work, or how long your children will depend on you. Any actual decision belongs with a qualified adviser.
Are you going to sell me a policy?: No. We do not sell insurance and are not regulated to advise on it. AssetOrganize helps you keep the documents your family would need, which is a different problem and the one we can genuinely help with.
Which currency should I use?: Your own. The tool does not convert anything, so the result is in whatever currency you entered.
What happens to the numbers I enter?: They produce your result. They are not sold and not shared, and you do not need an account.

Everything in one place

AssetOrganize keeps the documents, the accounts and the instructions your family would otherwise have to hunt for.

Create a free account